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Lovely Family
Lovely Family Term Life (mortgage) is a life protection to ensure the financial sustainability of your beloved which permitted from Insurance Regulator of Cambodia (IRC) of Ministry of Economy and Finance, Letter No.4819, dated 21st June 2021.
Features of the Product
Get liberty of choosing short or long term
Available from 3 years to 20 years which is suitable for home loan or risk plan in any situation.
Available many kinds of payment method
You can choose to do single payment, monthly, quarterly, semi-annual or annually payment. There are many choices which can suit with your finance.
Divide into 2 type A(Even) and B (Decrease) to meet your demand
(1) A type Can be used as family financial security
A. The father is like a money printing machine, rotating for the education of his children and the happy life of the family. If he stops one day, Titan Stone Life will continue his love and continue to process everything for his children.

B. Parents have been supporting their children to grow up. So now It’s time for children to do their filial piety. Prepare a loving filial piety fund so that your love for your parents will not be suspended due to any accidents.

(2) B type can be used as home loan insurance, satisfying in any various functions, and it is up to you to decision.
A. Father's love is like one big mountain, just like a house protects the family from wind and rain. The mountain will never fall, and the father's love will be remained forever.
A wide range of insured ages
Anyone aged 18-60 can apply for this plan, which is the best tool for you to prepare risk protection for your beloved family members.
Increases the amount of sum-insured by total disability, and can protect yourself and your family more
- Generally, accidental deaths, 100% of the insured amount
- Completely disabled, 130% of the insured amount
We work hard for the family we love the most. In case we are gone, Insurance will continue our love and won’t let our beloved family will lose caring. But if you have physical disability, completely lost the ability to work, we will increase the protection by 30%, so that family members can be more assured when taking care of them.
Product Detail
Frequently Asked Questions...

A:
a. Life Insured Death Benefit: 100% of sum insured
b. Life Insured Total Permanent Disability: 130% of sum insured

A:
If life insured for paralysis of one arm and one leg due to disability of both limbs or due to amputation by a specialist, then term life insurance (home loan) Lovely Family will reimburse 130% of insurance amount provided.

A:
Available for purchase. This product is not limited to a loan.

A:
1. Signed application form and underwriting questionnaire
2. Proposal which signed by policy owner and salesperson.
3. Customer payment slip
4. Identity of policy owner, life insured and beneficiaries (passport for foreigner)

A:
You can request a reinstatement form If your policy is suspended with in 2 years.

A:
For term life Lovely Family is a type of death insurance, meaning that you pay a low premium but can get a big protection for the family. If you are completely or permanently disabled or die, you will receive compensation but will not receive a refund at the end of that period.

A:
For term life Lovely Family is a type of death insurance, meaning that you pay a low premium but can get a big protection for the family. If you are completely or permanently disabled or die, you will receive compensation but will not be paid for hospitalization or surgery.

A:
18 years above.

A:
The company will look at the medical report first to decide whether or not to have a medical examination. If the customer's health-related questionnaire indicates that he or she is in good health, the health examination will be based on the following age and insurance premium:
a. Age insured from 18 to 45 years old, sum insured $ 38,461 and below, with the exception of medical examinations.

b. Age insured from 46 to 50 years, sum insured $ 11,538 or less, except for medical examination.

A:
The policy term is from 3-20 years.
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(Please fill in our Passport Number/ Cambodian Identification Number, if you are a Titan Stone’s Policyholder. Thank you!)