5_Blessings
．Short Policy Term．5-year term．High Liquidity
．Break-even at the end of 3rd Yea．9.85% yields．Value Holding
．Principal Guaranteed, Yields Guaranteed
．Break-even at the end of 3rd Yea．9.85% yields．Value Holding
．Principal Guaranteed, Yields Guaranteed
Features of the Product
High Yields Guaranteed
Break-even at the end of 3rd year
If policy is terminated at the end of 3rd year, the yield is 9.85%.
5% Survival Benefits per annum vs Other Products: 0.6-2.8% in general
Total 25% of Survival Benefits at maturity
If policy is terminated at the end of 3rd year, the yield is 9.85%.
5% Survival Benefits per annum vs Other Products: 0.6-2.8% in general
Total 25% of Survival Benefits at maturity
Appropriate Policy Term(5-year term)
Shorter Policy Term
5 Blessings: 5-year term vs Other Products: 6-18-year term
5 Blessings: 5-year term vs Other Products: 6-18-year term
USD Currency Popularity
Strong currency / High liquidity
Denominated in US dollars, holding the policy means owning US dollar assets.
Denominated in US dollars, holding the policy means owning US dollar assets.
High Value Holding
Principal Guaranteed Yield Guaranteed
5% Survival Benefit Guaranteed
Principal Return on Maturity
5% Survival Benefit Guaranteed
Principal Return on Maturity
High Liquidity
The policy is eligible for canceling for cash back at any time.
Product Detail
Interested in Shining Life
Case 1
5 Blessings
| Premium Payment Term | 5 Years | |
| Insurance Age Limit | 18-65 years old | |
| Minimum Sum Insured | USD 50,000 | |
| Coverage Period | 5 Years | |
| Survival Benefit | 5% of Sum Insured on each Policy Anniversary Date | |
| Maturity Benefit | 100% of Sum Insured |
| Death, or Total and Permanent Disability Benefit | 1st Year : 108% of Sum Insured．2nd Year : 107.5% of Sum Insured．3rd Year : 107% of Sum Insured．4th Year : 106.5% of Sum Insured．5th Year : 105.5% of Sum Insured | |
| Accidental Death, or Total and Permanent Disability Benefit | 1st Year : 216% of Sum Insured．．2nd Year : 215% of Sum Insured．3rd Year : 214% of Sum Insured．4th Year : 213% of Sum Insured．5th Year : 211% of Sum Insured |
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